Need Help Getting Out of Debt?  What You Can Do

Need Help Getting Out of Debt? What You Can Do

We’ve all seen the commercials on TV for companies that offer “loan loans” or “debt adjustment” services for people who are overwhelmed by debt.

For consumers who feel they are in over their heads, hearing the words “debt relief” may seem like the answer. But there is no such thing as a magic wand to get rid of debt. While debt settlement companies often advertise that they can negotiate with creditors to reduce the amount owed to consumers, working with them carries potential long-term risks.

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